Assurant-American Memorial Life rated A- by A.M. Best
Issue Ages: 0-85 (Level) 40-80 (Modified)
Same great commission for both Level & Modified
Underwriting is impairment driven; not medication driven
Face to Face or Telesales with Voice Signature
Immediate underwriting decision at the point of sale
Daily advances paid on issue
Commissionable Policy Fee
Drill Down on dual use drugs during phone interview
Underwriting friendly for Insulin, Cancer, Heart, Stroke & Circulatory
Client can request non-nicotine rates after 12 months nicotine free
Same Liberal Underwriting for all ages 0-85
Free Child/Grandchild Benefit
Direct Monthly Bill Available
Annual Incentive Trip