Rated A- by A.M. Best
Issue Ages 50-80
Immediate underwriting decision at the point of sale
Level, Graded & Modified plans available
Face Amounts from $1,500 – $35,000
Tobacco rates only apply for cigarettes (vaping, pipe, cigar & smokeless tobacco not included)
Modified pays annual premium +10% even if death occurs in first mont
Telesales with Voice Signature
E-application for face to face sales compatible with mobile devices
Direct Express accepted
Draft on Social Security deposit dates
Accelerated & Accidental Death Benefit Rider available
Same commission for Level, Graded & Modified
Diabetic Friendly Underwriting
Advance commissions paid on issue
Available in all states except NY